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Real-time payment rails are rapidly reshaping how enterprises move money. In the U.S., The Clearing House’s RTP® network processed $246 billion in payments in 2024 across 343 million transactions. Payment value increased 94% year over year.1 Across the U.S., Europe, and other global markets, faster payment methods and real-time payouts are becoming expected for marketplaces, gig platforms, insurers, and other enterprises that move money at scale.
Payment interoperability defines the future of mobile wallets, enabling users to complete cross-border payments across participating wallet networks with the wallets they already trust. Interoperability helps merchants support cross-wallet payments without requiring separate wallet integrations.