Take the stress out of tax season

Offer is available when you check out with PayPal and choose PayPal Credit. PayPal Credit is subject to credit approval as determined by the Lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. For PayPal Credit Account Terms, see the Terms and Conditions.

Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Programs Terms for details and eligibility criteria.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Early access to your tax refund deposit applies to federal tax returns and requires PayPal Direct Deposit enrollment. Federal tax returns must be filed directly with the Internal Revenue Service (IRS). Early access to tax refund deposit as compared to receiving via standard banking direct deposit method, is subject to IRS timing, payment instructions, a PayPal account in good standing and fraud prevention measures.

Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal Balance Terms and Conditions for complete Direct Deposit details. Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.

The PayPal Debit Mastercard^® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

5% cash back earned on up to $1000 of selected category spend per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.

PayPal Savings is provided by Synchrony Bank, Member FDIC. Money in PayPal Savings is held at Synchrony Bank. A PayPal Balance account is required to use PayPal Savings. PayPal is a financial technology company, not a bank, and is not FDIC-insured.