Buy now, pay later for gaming and consoles

PayPal Pay Later options allow shoppers to pay for their purchases over time, instead of paying the whole cost upfront. With PayPal Pay Later you can split purchases from $30 to $10,000 and pay over weeks or months, depending on whether you choose to Pay in 4 or Pay Monthly.

Next time you’re shopping for gaming technology, or browsing new PCs, look out for Pay Later at checkout. It’s convenient to spread the cost with PayPal.

With PayPal Pay Later, gaming consoles and tech can be within reach. You have the freedom to spread the cost over a period of time that works for for you, whether that's 6 weeks or a number of months.

Paying with PayPal can be rewarding too. With PayPal Rewards you can get 1%, 2%, or 5% cashback from top brands when you pay with PayPal. We’ll apply your offers at checkout.

Whether you’re looking for a faster gaming PC or checking out the latest console, look for PayPal Pay in 4 or Pay Monthly at checkout. Millions of online and physical stores give you the freedom to pay later with PayPal.

Pay in 4 splits purchases between $30 and $1,500 USD into 4 interest-free payments.

For qualifying purchases between $49 and $10,000 USD, you can choose Pay Monthly. Split the cost into fixed monthly payments over 3 to 24 months, plus interest. This is available to eligible customers from selected online stores, including many gaming retailers.

PayPal performs a quick credit check, and you'll receive a decision within seconds. If approved, then you can choose your repayment plan. You'll make the first payment at the time of purchase with PayPal Pay in 4, when your new gaming tech will be dispatched.

You must be 18 years old or older to apply for Pay in 4 or Pay Monthly.

You can use PayPal Pay Later at millions of online stores to shop for gaming PCs and consoles. Stores that offer buy now pay later include GameStop, Target, BestBuy, and more.

When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later.

Using PayPal Pay Later does not affect your ability to get a refund on a purchase. However, it’s important to keep paying installments according to your payment schedule until the refund is processed, otherwise your payments will still be classed as late.

If you don't receive your order, or it shows up significantly different than described, you may be eligible for a refund under Purchase Protection⁴. Purchase Protection covers eligible items, including gaming products, paid for with PayPal. Terms and limitations apply.

Visit the PayPal Help Center to find out more about how refunds work with Pay Later.

Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.