The PayPal Debit Card lets you earn cash back and use your PayPal balance anywhere Mastercard is accepted. Terms and Conditions apply.

You can find and save cash back offers to use with your PayPal Debit Card on the PayPal app in the section where you manage your card. Once you save an offer and use your PayPal Debit Card on eligible purchases within the allotted timeframe, you’ll earn PayPal Rewards points which you can redeem for cash back or other options. Terms and exclusions apply.

You’ll need the 8.34.0+ app version to take full advantage of this feature.

Here’s how to find and save available offers for your PayPal Debit Card on the PayPal app:

1. Log in to the PayPal app.
2. Go to the Finances tab.
3. Tap on PayPal Debit Card.
4. From the Rewards tab, tap Go to all offers.
5. Tap on “+” to save an offer.

To see your available PayPal Rewards points balance on the PayPal app:

1. Tap on the Trophy icon at the top right corner.
2. From here you can redeem points and find more ways to earn beyond your debit card.

How can I redeem PayPal Rewards points?
There are several ways to redeem your PayPal Rewards points. Points can be applied towards shopping purchases made using PayPal, where available. You can also choose to redeem for cash back or a shopping credit (to use on a future PayPal purchase) in the PayPal app or online. If you redeem for cash back, you can use that money on your debit card, the next time you shop with PayPal, send it to a friend, and more. To manage and redeem points, visit the Rewards tab by clicking the trophy icon on the top right of the PayPal app home screen.

How long does it take for my points to show up in my PayPal Rewards balance?
Most points will appear as pending in your Account Overview within 1-14 days of a qualifying purchase. In some cases, it may take up to 90 days for points to appear. Travel-related points may take longer.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.