Can I automatically transfer money to my PayPal Balance account?

Yes. You can set up automatic reloads to add a specified amount of money to your PayPal Balance account on a set schedule or whenever your balance falls below a threshold amount you select.

Scheduled Reloads

You can set up a recurring schedule to automatically transfer a specified amount from a selected linked bank account or linked bank debit card to your PayPal Balance account at regular intervals (weekly, every 2 weeks, or monthly).

Example: Add $25 from my bank debit card into my PayPal Balance account every 2 weeks.

Low Balance Reloads

You can select a minimum balance threshold for your PayPal Balance account and an amount to be transferred from a selected linked bank account or linked debit card to your PayPal Balance account when your balance falls below the selected minimum threshold.

Example: Add $50 from my bank debit card into my PayPal Balance account when my balance falls below $25.

Here’s how to set-up automatic reloads via the PayPal App:

1. Tap Accounts.
2. Select PayPal Balance.
3. Tap Set up next to ‘Auto-add money’.
4. Choose either 'Low Balance Reloads' or 'Scheduled Reloads' to set up your automatic transfers.

You can choose the reload amount, set the funding source, and specify the minimum threshold or frequency that will trigger the automatic reload. To change these selections at any time, tap Manage next to ‘Auto-add money’ in the app.

What happens if I don't have sufficient money in my chosen payment method?

We’ll send an email notification to you. We won’t charge you for insufficient funds, but please check with your bank or card provider as charges may apply. We suggest reviewing your automatic reload settings to ensure successful processing for future attempts.

Note that there is a maximum of 2 pending low balance threshold automatic reloads per day. If your low balance threshold automatic transfer is triggered, and while that transfer is pending your balance drops further, PayPal will queue up another automatic reload request.

Are there any fees for using the auto reload feature?

No.