All screen images are for illustrative purposes only.
Throughout our lending practices, we aim to provide clear information and steadfast support, to help you feel informed and in control.
This article includes tips, suggestions and general information. We recommend that you always do your own research and consider getting independent tax, financial and legal advice before making any important decision.
At PayPal, we keep our customers top of mind in everything we do. We want to earn the trust of both consumers and businesses using our services every day.
Our experience offering regulated and unregulated credit products worldwide has shaped our responsible lending practices for all our offerings.
We aim to give clarity and support to all our customers, so that at application and throughout the product lifecycle, they have the information they need to make informed choices.
All transactions are backed by PayPal security and customers’ full financial details are never shared with sellers.
As responsible lenders, we carefully evaluate your financial situation to ensure our products are suitable for you. This evaluation includes your application details, your history with PayPal, and, if necessary, additional data from credit bureaus to make informed decisions about whether the product is suitable for you at this time.