PayPal Credit is a regulated credit product. It is like a credit card and gives you a credit limit which can be used for promotional offers. During the 4 months’ offer period you must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.
PayPal Credit
Buy now. Pay over time.
Shop with PayPal Credit's digital, reusable credit line and get 0% interest over 4 months every time you spend £99 or more. Seriously. PayPal Credit is like a credit card without the plastic.
A 0% interest offer you can use again and again.
Our 0% interest offer is better than just an introductory offer. Simply spend £99 or more and automatically get 0% interest for 4 months on that purchase - and every purchase £99+. PayPal Credit is the perfect way to manage the cost of those bigger buys.
A digital credit line, always on.
Get the flexibility of managing your PayPal Credit account any time, anywhere.
Use PayPal Credit almost anywhere PayPal is accepted.
0% interest for 4 months every single time you spend £99 or more in one go.
If approved, you can start shopping straightaway with PayPal Credit.
Representative Example
| Representative | Purchase interest rate | Assumed credit limit |
|---|---|---|
Representative
Purchase interest rate
Assumed credit limit
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. T&Cs apply. UK residents only.
Frequently asked questions
Applying for PayPal Credit is easy. Simply complete our short application form here and if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
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