Resolving disputes, claims, and chargebacks.

Every now and again, something goes wrong with an order. We’re here to help you if it does.

A guide to disputes and chargebacks.

Disputes and claims

Chargebacks

Resolving disputes.

In most cases, the easiest way to settle a dispute is for buyers and sellers to connect, work together to figure out what happened and come to an agreeable solution. Watch our video to see how to resolve a dispute.

Tips on successfully communicating with customers:

Presume good faith

Begin conversations with an open mind and listen patiently to what buyers have to say. Many problems result from miscommunication and simple human error.

PayPal dispute resolution process

When buyers and sellers can’t come to an agreement, we can help them arrive at an agreeable solution. Once a buyer initiates the dispute resolution process, we’ll hold the money from the transaction until the dispute is resolved. If buyer and seller can’t reach an agreement, the dispute can be escalated to a claim. At that point, we’ll step in to determine the outcome of the issue. Here’s how it works:

1Dispute notification

2Your response

3 Working it out

Escalating a dispute to a claim

Whether you’re a seller or a buyer, claims allow PayPal to investigate the case and determine an outcome. Buyers have 20 days from the time they open a dispute to file a claim. If a buyer files a claim against you, we may ask you to provide some of the following information:

  • A third party shipping receipt, tracking number, or signature confirmation to prove delivery of an item.
  • Proof that you delivered a replacement or issued a refund if the buyer received their order but there was a problem with it
  • A signed contract or other proof to show that services were provided
  • If you sold a digital good, we may request evidence that the buyer downloaded your product

Resolving chargebacks

We don’t initiate or handle chargebacks – the buyer's card issuer does, so that process follows the issuer’s policies. We also don’t judge the validity of a chargeback; that’s the responsibility of the card issuer. Our role is simply to collect information about the transaction and help you work with the card company to resolve the chargeback.

Here's a quick overview of the chargeback process:

What to do if you receive a chargeback.

If you've been notified of a chargeback, we'll help you sort it out. Our team of chargeback specialists can help you build a case to take to the card company – assuming you have good reason to dispute it. We'll provide you with all the relevant transaction details and walk you through the steps for submitting information to the card company.

Download our guide

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View our other guides to help you manage your business.

Avoiding fraudulent orders

Avoiding disputes, claims and chargebacks