Collection, Retention, and Use of Data by Sellers

Last updated on July 31, 2020

Collection, Retention, and Use of Data by Sellers

Each user of the PayPal services acknowledges and agrees that (i) PayPal will collect, retain, and use the information concerning the user in relation to the items set out below (collectively, “Merchant Data”) after taking security treatment that we deem appropriate, (ii) PayPal will provide the Merchant Data to credit card companies and other parties that we enter into an agreement with (such credit card companies and other parties are collectively referred to as “Credit Card Companies”), and (iii) Merchant Data will be collected, retained, and used by the Credit Card Companies, for the purpose of conducting merchant screening before starting transactions and any follow-up supervision and screening for any continuous transactions thereafter. Each user of the PayPal services also acknowledges and agrees that PayPal or the Credit Card Companies may use the Merchant Data for the screening of other merchants or for the screening of business and premier account users for the purpose of avoiding duplicated merchant memberships or duplicated contracts.
- trade name (name), address, telephone (fax) number, representative's name, gender, address, date of birth, home telephone number, and any other information concerning the user which was submitted to PayPal by the user;
- dates of application, agreement, and termination of the agreement, and any information concerning transactions between the user and PayPal, as well as any information concerning transactions between the user and any of the Credit Card Companies;
- information concerning the treatment of credit cards by PayPal and/or by the user;
- information concerning use, payment, and payment history of credit cards by PayPal or the user, which is obtained by the Credit Card Companies;
- information concerning the contents of the user’s verification documents such as business permits;
- information concerning the contents of such documents as commercial registration, residence certificates, certificate of tax payment registration, which are lawfully and appropriately obtained by the Credit Card Companies from PayPal or any public institution;
- information concerning the user that is published by official gazettes, telephone directories, or residential maps;
- information concerning the user that is published by any public institutions, consumers' organizations, mass media, etc., and any further information concerning such published information that is obtained by PayPal or the Credit Card Companies as a result of their investigation; and
- any other credit information concerning the user, such as bankruptcy, civil rehabilitation, corporate reorganization, other bankruptcy proceedings, as well as any information concerning the user’s credit standing.
The provisions in the above paragraph survive after the termination of the contract between the user and PayPal.

Consent to Registration of Data with the Japan Consumer Credit Association Data of Merchant Center (JDM Center)

You acknowledge and agree that (i) information concerning facts about you in relation to transactions will be registered with the Japan Consumer Credit Card Association Merchant Information Exchange Center (such information, the “Registered Information”, and such center, the “Center”), and (ii) the Registered information (including information that was already registered at the Center) will be used by PayPal or any member of the Center for the purpose of conducting your screening process as a merchant. The details of the Center are set out below, and in the event of any addition or changes relating to the Center, PayPal or the Credit Card Companies will make an announcement to you or notify you in such manner(s) as they consider appropriate, and the definition of “Center” in your contract with PayPal shall be amended to read accordingly.
You acknowledge and agree that the Registered Information will be used by the Credit Card Companies for the purposes of conducting merchant screening.
You acknowledge and agree that the Registered Information will be disclosed via the Center to members of such Center, and will be used for the purposes of conducting your screening process as a merchant.
You acknowledge and agree that the Registered Information will be shared among and used by the members in respect of the purpose of data sharing, information registered, and scope of data sharing, etc. as set out in “Scope and Purpose of Data Sharing” below.

Scope and Purpose of Data Sharing

You acknowledge and agree that the information items in the chart below will be registered with the Center and that information will be used by members of the Center within the scope of the purpose below.

Name of Center	Japan Consumer Credit Association JCA Data of Merchant Center (JDM Center)
Address	103-0016 14-1 Koamicho, Nihonbashi, Chuo-ku, Tokyo Sumisei Nihonbashi Koamicho Building 6th Floor
Tel	03-5643-0011
Business hours	Monday-Friday 10:00 AM-5:00 PM (excluding year-end/new year's holidays, etc.) *Please ask for further details.
Purpose of Sharing and Use	To perform merchant screening by affiliates, supervision of merchants following affiliation, screening with regard to continuous transactions, etc., in order to contribute to the development of sound credit card transactions and the protection of consumers in accordance with the JCA Data of Merchants System that is organized to operate as the Certified Installment Sales Association as prescribed under the Installment Sales Act
Scope of Shared-use Information	(1) The facts and circumstances concerning any required investigation for complaint handling with respect to the relevant merchant in relation to transactions of a comprehensive credit purchase intermediary or an individual credit purchase intermediary (2) The facts and circumstances concerning termination of an agreement relating to a comprehensive credit purchase intermediary or an individual credit purchase intermediary, where such termination is due to an act that adversely affects the protection of customers in relation to the operation of the comprehensive credit purchase intermediary or individual credit purchase intermediary
Scope of Shared-use Information	(3) Information concerning objective facts with respect to an act that causes unreasonable damage to a members of the Center, a customer, or other party, where such act is deemed, or might be deemed, to adversely affect the protection of the customers, or where it is difficult to determine whether such act applies to the foregoing circumstances (4) Information concerning the facts reported to members of the Center by a customer (whether or not such person has entered into any contract), and, in relation to such reported facts, information on any act that was deemed to adversely affect, or may adversely affect the protection of the customer, and information concerning the facts in which it is difficult to determine whether such act has been carried out (5) Information collected by the Center regarding facts published by any administrative agencies and the details of such publications (including information published in violation of the Act on Specified Commercial Transactions and other applicable laws) (6) Information concerning any act adversely affecting the protection of the customers other than that described above (7) Your name, address, telephone number, and date of birth as pertains to (1) to (6) above (in the case of a corporate, the company name, address, and telephone number, as well as the name and date of birth of the corporate representative). As pertains to information in which it is difficult to determine whether such act has been carried out, the name, address, telephone number, and date of birth (in the case of a corporate, the name and date of birth of the corporate representative) are excluded from the information under (4).
Scope of Sharing and Use	Comprehensive credit purchase intermediary operator, individual credit purchase intermediary operator, credit card payment processing institution, and the Center, which are members of the JCCA and members of the Center (members are listed on the website of the Japan Consumer Credit Association) http://www.j-credit.or.jp/
Term of registration	Term not exceeding five years from the registration date
Shared-use Supervisor	Japan Consumer Credit Association 　JCA Data of Merchant Center

Disclosure, Correction, and Deletion of Information

You will be entitled to request PayPal, the Credit Card Companies, and the Center for the disclosure, correction, and deletion of personal information concerning you pursuant to the Act on the Protection of Personal Information (Act No. 57of May 30, 2003).