Buy now, pay later for home decor

Pay in 4 is available to use at millions of online merchant sites where PayPal is accepted. Check out a list of some of the available brands here, search for your favorite brand, if available, save the deal, and create your own list. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before before you apply for Pay in 4.

Buy any home decor items you love to revamp your space. Living room furniture, all types of appliances, the latest kitchen gadgets—as long as the merchant accepts PayPal you can use PayPal Pay Later. Select PayPal at checkout then choose the Pay Later option to suit you. Opt for PayPal Pay in 4 and enjoy your new home purchases right away while making your budget work for you. Choose PayPal Pay Monthly for flexible payment terms that put you in control of your purchases.

Use PayPal Pay in 4 on home decor purchases between $30 and $1,500 to upgrade your personal space. Whether it’s DIY or a statement couch, PayPal’s Pay Later options give you flexibility to buy what you want and manage your budget. Use PayPal Pay Monthly to spread your payments over months.

Yes. Use PayPal Pay Later for whatever you need to transform your home. As long as your Pay in 4 furniture purchase is between $30 and $1,500, you can have your new items delivered right away while enjoying flexible payment terms to suit your budget. Pay Monthly can be used for items between $49 and $10,000.

PayPal is accepted by thousands of home decor stores online. Use PayPal Pay Later wherever you see the PayPal logo. With stores that offer buy now pay later, you have the option to choose PayPal at checkout and pick the Pay Later option you want.

Start the returns process with the merchant you buy from. Once the goods have been returned, they'll refund the amount paid for those items. If the PayPal Pay Later refund due to you is less than your balance, your repayments will adjust accordingly. If it is more than your PayPal Pay in 4 balance, then that will be applied to your account with any remaining funds added to your PayPal balance.

Enjoy peace of mind with PayPal Purchase Protection⁴ on eligible goods and services. This entitles you to reimbursement of the full purchase price plus shipping costs on any goods that don’t arrive or differ significantly from what you ordered.

Yes. Use PayPal Pay Later for all your home improvement purchases. As long as the merchant accepts PayPal you can choose a Pay Later option. Get the items you need for your DIY projects and spread the cost over weeks or months.

Pay in 4 is always interest-free, with no late fees or sign-up fees.  With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.

Yes. You can pay off buy now pay later purchases early. There are no early repayment fees. Simply log into your account. Select the Pay in 4 plan or PayPal Monthly plan you want to pay early and click "Make a Payment" to make an unscheduled payment.