Virtual Terminal

Get paid when sales are made by phone, email or in-person

Use our virtual terminal to process credit card and debit card payments for offline sales.

A businessman talking on his cell phone and checking information on his tablet

No website or POS system needed

A graphic of a debit and credit card with a check mark in the middle, illustrating how it's easy to accept card payments

Don’t miss a sale

When the order arrives by mail or phone, you can easily accept payment by credit or debit card.

Simple setup

No coding is required, and you don’t need any extra software or equipment—just a web browser.

Real-time reports

Virtual Terminal activity is included in your PayPal reports.

Restaurant take-out. Attorney fees. Medical charges. Trade show sales. Delivery services. Wholesale orders. Conveniently accept card payments with just a web browser.

How to use Virtual Terminal for credit card processing

Open Virtual Terminal

Log in to your PayPal Business account from your web browser and open Virtual Terminal from your dashboard or the App Center.

Enter order info

Use the optional Quick Order form to save time. Add the shipment or delivery address and other contact details as needed.

Place the order

When the transaction is processed, you can send an email receipt, and print a pre-populated packing slip and a PayPal Shipping label.

Get paid

Once approved, the money shows up in your account, usually within minutes. The transaction will be included in your Activity and other reports.

Pricing with no surprises

3.10 %+$0.30
per transaction*
$30 CAD
monthly fee
* Fixed fee varies by currency. Fees are subject to change.

Frequently asked questions

You’ll need a PayPal Business account to use Virtual Terminal. If you're already using Website Payments Pro, Virtual Terminal is included. Otherwise, you’ll need to apply for Virtual Terminal. It usually takes about two days to review an application.

We support businesses just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.

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