Currency Conversions: If you withdraw your balance in a currency other than the currency in which the balance on your account is denominated, you will additionally be charged currency conversion fees.
When you sell with us, you can get some of the most competitive rates in the business.
Last Updated: 11, December 2024
You can find details about changes to our rates and fees and when they will apply on our
Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.
The fees listed on this page do not apply to PayPal accounts opened with PayPal Payments (Beijing) Co., Ltd. (“PPCN”) pursuant to User Agreement for PayPal Payment Services.
The fees listed on this page apply to PayPal accounts opened with PPCN pursuant to User Agreement for PayPal China Cross-border Payment Services and PayPal Worldwide Terms of Service.
A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.
A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.
We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.
Rates published below apply to PayPal accounts of residents of the following market/region:
Mainland China (CN)
When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.
| Market/Region of recipient’s address | Rate |
|---|---|
| Mainland China (CN) | 4.40% + fixed fee |
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.
For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.
Our Commercial Transaction Rates apply when you receive APM funded payments.
Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the PayPal Online Card Payment Services Agreement. These rates will apply to the following payment types received using PayPal Online Card Payment Services.
Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.
| Payment Type | Rate |
|---|---|
| Advanced Credit and Debit Card Payments | 4.10% + fixed fee |
| Currency | Fee |
|---|---|
| Australian dollar | 0.30 AUD |
| Brazilian real | 0.60 BRL |
| Canadian dollar | 0.30 CAD |
| Czech koruna | 10.00 CZK |
| Danish krone | 2.60 DKK |
| Euro | 0.35 EUR |
| Hong Kong dollar | 2.35 HKD |
| Hungarian forint | 90.00 HUF |
| Israeli new shekel | 1.20 ILS |
| Japanese yen | 40.00 JPY |
| Malaysian ringgit | 2.00 MYR |
| Mexican peso | 4.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 10.00 TWD |
| New Zealand dollar | 0.45 NZD |
| Norwegian krone | 2.80 NOK |
| Philippine peso | 15.00 PHP |
| Polish zloty | 1.35 PLN |
| Russian ruble | 10.00 RUB |
| Singapore dollar | 0.50 SGD |
| Swedish krona | 3.25 SEK |
| Swiss franc | 0.55 CHF |
| Thai baht | 11.00 THB |
| UK pounds sterling | 0.20 GBP |
| US dollar | 0.30 USD |
| Activity | Description | Fee |
|---|---|---|
| Additional Risk Factors | If PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, reversals, chargebacks, claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase. | Up to 5.00% per transaction |
| Failure to use PayPal Payment Button | If you do not use PayPal Payment Button as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. | 1.00% per transaction |
| Chargeback Protection Services | Chargeback Protection
| 0.7% per transaction |
PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.
| Market/Region of recipient’s address | Transaction | Rate |
|---|---|---|
| Mainland China (CN) | PayPal Payouts | 2% of total transaction amount (not to exceed the maximum fee cap below) |
Based on payment currency:
| Currency | Maximum Fee Cap |
|---|---|
| Australian dollar | 60.00 AUD |
| Brazilian real | 100.00 BRL |
| Canadian dollar | 60.00 CAD |
| Czech koruna | 1000.00 CZK |
| Danish krone | 300.00 DKK |
| Euro | 40.00 EUR |
| Hong Kong dollar | 400.00 HKD |
| Hungarian forint | 15,000.00 HUF |
| Israeli new shekel | 200.00 ILS |
| Japanese yen | 5000.00 JPY |
| Malaysian ringgit | 200.00 MYR |
| Mexican peso | 750.00 MXN |
| New Taiwan dollar | 2000.00 TWD |
| New Zealand dollar | 75.00 NZD |
| Norwegian krone | 300.00 NOK |
| Philippine peso | 2500.00 PHP |
| Polish zloty | 150.00 PLN |
| Russian ruble | 1500.00 RUB |
| Singapore dollar | 80.00 SGD |
| Swedish krona | 400.00 SEK |
| Swiss franc | 50.00 CHF |
| Thai baht | 2000.00 THB |
| UK pounds sterling | 35.00 GBP |
| US dollar | 50.00 USD |
Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 USD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rates.
Based on payment currency:
| Currency | Fee |
|---|---|
| Australian dollar | 0.05 AUD |
| Brazilian real | 0.10 BRL |
| Canadian dollar | 0.05 CAD |
| Czech koruna | 1.67 CZK |
| Danish krone | 0.43 DKK |
| Euro | 0.05 EUR |
| Hong Kong dollar | 0.39 HKD |
| Hungarian forint | 15.00 HUF |
| Israeli new shekel | 0.20 ILS |
| Japanese yen | 7.00 JPY |
| Malaysian ringgit | 0.20 MYR |
| Mexican peso | 0.55 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 2.00 TWD |
| New Zealand dollar | 0.08 NZD |
| Norwegian krone | 0.47 NOK |
| Philippine peso | 2.50 PHP |
| Polish zloty | 0.23 PLN |
| Russian ruble | 2.00 RUB |
| Singapore dollar | 0.08 SGD |
| Swedish krona | 0.54 SEK |
| Swiss franc | 0.09 CHF |
| Thai baht | 1.80 THB |
| UK pounds sterling | 0.05 GBP |
| US dollar | 0.05 USD |
For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).
The chargeback fee is based on the currency received as follows:
| Currency | Fee |
|---|---|
| Australian dollar | 15.00 AUD |
| Brazilian real | 20.00 BRL |
| Canadian dollar | 15.00 CAD |
| Czech koruna | 250.00 CZK |
| Danish krone | 60.00 DKK |
| Euro | 11.25 EUR |
| Hong Kong dollar | 75.00 HKD |
| Hungarian forint | 2,000.00 HUF |
| Israeli new shekel | 40.00 ILS |
| Japanese yen | 1,300.00 JPY |
| Malaysian ringgit | 40.00 MYR |
| Mexican peso | 110.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 330.00 TWD |
| New Zealand dollar | 15.00 NZD |
| Norwegian krone | 65.00 NOK |
| Philippine peso | 500.00 PHP |
| Polish zloty | 30.00 PLN |
| Russian ruble | 320.00 RUB |
| Singapore dollar | 15.00 SGD |
| Swedish krona | 80.00 SEK |
| Swiss franc | 10.00 CHF |
| Thai baht | 360.00 THB |
| UK pounds sterling | 7.00 GBP |
| US dollar | 10.00 USD |
We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.
Dispute fees will be applied in the currency of the original transaction.
| Currency | Fee |
|---|---|
| Australian dollar | 12.00 AUD |
| Brazilian real | 35.00 BRL |
| Canadian dollar | 10.00 CAD |
| Czech koruna | 185.00 CZK |
| Danish krone | 55.00 DKK |
| Euro | 7.00 EUR |
| Hong Kong dollar | 65.00 HKD |
| Hungarian forint | 2450.00 HUF |
| Indian Rupee | 580.00 INR |
| Israeli new shekel | 30.00 ILS |
| Japanese yen | 870.00 JPY |
| Malaysian ringgit | 35.00 MYR |
| Mexican peso | 160.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 250.00 TWD |
| New Zealand dollar | 13.00 NZD |
| Norwegian krone | 75.00 NOK |
| Philippine peso | 405.00 PHP |
| Polish zloty | 30.00 PLN |
| Russian ruble | 600.00 RUB |
| Singapore dollar | 11.00 SGD |
| Swedish krona | 75.00 SEK |
| Swiss franc | 8.00 CHF |
| Thai baht | 250.00 THB |
| UK pounds sterling | 6.00 GBP |
| US dollar | 8.00 USD |
| Currency | Fee |
|---|---|
| Australian dollar | 24.00 AUD |
| Brazilian real | 70.00 BRL |
| Canadian dollar | 20.00 CAD |
| Czech koruna | 370.00 CZK |
| Danish krone | 110.00 DKK |
| Euro | 14.00 EUR |
| Hong Kong dollar | 130.00 HKD |
| Hungarian forint | 4900.00 HUF |
| Indian Rupee | 1160.00 INR |
| Israeli new shekel | 60.00 ILS |
| Japanese yen | 1740.00 JPY |
| Malaysian ringgit | 70.00 MYR |
| Mexican peso | 320.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 500.00 TWD |
| New Zealand dollar | 26.00 NZD |
| Norwegian krone | 150.00 NOK |
| Philippine peso | 810.00 PHP |
| Polish zloty | 60.00 PLN |
| Russian ruble | 1200.00 RUB |
| Singapore dollar | 22.00 SGD |
| Swedish krona | 150.00 SEK |
| Swiss franc | 16.00 CHF |
| Thai baht | 500.00 THB |
| UK pounds sterling | 12.00 GBP |
| US dollar | 16.00 USD |
For information about how we convert currency, please see the user agreement.
The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:
Inclusive of standard Personal and Commercial Payment types and receiving a refund beyond 1 day of the date of the original payment.
| Currency | Rate above the base exchange rate (to form the transaction exchange rate) | Currency | Rate above the base exchange rate (to form the transaction exchange rate) |
|---|---|---|---|
| Australian dollar (AUD) | 4.00% | New Taiwan dollar (TWD) | 4.00% |
| Brazilian real (BRL) | 4.00% | New Zealand dollar (NZD) | 4.00% |
| Canadian dollar (CAD) | 3.50% | Norwegian krone (NOK) | 4.00% |
| Czech koruna (CZK) | 4.00% | Philippine peso (PHP) | 4.00% |
| Danish krone (DKK) | 4.00% | Polish zloty (PLN) | 4.00% |
| Euro (EUR) | 4.00% | Russian ruble (RUB) | 4.00% |
| Hong Kong dollar (HKD) | 4.00% | Singapore dollar (SGD) | 4.00% |
| Hungarian forint (HUF) | 4.00% | Swedish krona (SEK) | 4.00% |
| Israeli new shekel (ILS) | 4.00% | Swiss franc (CHF) | 4.00% |
| Japanese yen (JPY) | 4.00% | Thai baht (THB) | 4.00% |
| Malaysian ringgit (MYR) | 4.00% | UK pounds sterling (GBP) | 4.00% |
| Mexican peso (MXN) | 4.00% | US dollar (USD) | 3.50% |
Rates for all other currency conversions:
| Rate |
|---|
| 2.5% |
Sometimes the sender of a payment you receive may use an eChecks as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about eChecks. When you receive an eChecks funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):
| Payment Type | Rate |
|---|---|
| Mainland China (CN) | Commercial Transaction Rates |
| Currency | Maximum fee cap |
|---|---|
| Australian dollar | 50.00 AUD |
| Brazilian real | 75.00 BRL |
| Canadian dollar | 45.00 CAD |
| Czech koruna | 850.00 CZK |
| Danish krone | 250.00 DKK |
| Euro | 35.00 EUR |
| Hong Kong dollar | 330.00 HKD |
| Hungarian forint | 9,250.00 HUF |
| Israeli new shekel | 160.00 ILS |
| Japanese yen | 4,000.00 JPY |
| Malaysian ringgit | 150.00 MYR |
| Mexican peso | 540.00 MXN |
| New Taiwan dollar | 1,350.00 TWD |
| New Zealand dollar | 60.00 NZD |
| Norwegian krone | 270.00 NOK |
| Philippine peso | 1,900.00 PHP |
| Polish zloty | 140.00 PLN |
| Russian ruble | 1,400.00 RUB |
| Singapore dollar | 60.00 SGD |
| Swedish krona | 320.00 SEK |
| Swiss franc | 50.00 CHF |
| Thai baht | 1,400.00 THB |
| UK pounds sterling | 30.00 GBP |
| US dollar | 45.00 USD |
You can typically withdraw money out of PayPal by standard withdrawal/transfers to your linked bank account. Withdrawal to a bank account or a card may not be possible in all markets. A currency conversion (and currency conversion fees) may also apply.
| Withdrawal/Transfer to | Withdrawal/Transfer Type | Rate |
|---|---|---|
| Bank account | Wire withdrawal/transfer in Mainland China | 35.00 USD (per withdrawal) |
| HK Bank account | No Fee (when no currency conversion is involved)
| |
3.50 HKD (when no currency conversion is involved)
| ||
| US Bank account | 35.00 USD (per withdrawal) | |
| Check | Request a check | 5.00 USD (per withdrawal) |
Included below are fees associated with events, requests, or actions that may happen when you use your account.
| Activity | Description | Rate |
|---|---|---|
| Bank Return on Withdrawal/Transfer out of PayPal | This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. | No Fee |
| Bank Return on Wire Withdrawal/Transfer out of PayPal | This fee is charged when a wire withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. | 15.00 USD |
| Credit Card and Debit Card Confirmation(s) | Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. | See Credit Card and Debit Card Link and Confirmation Table below. |
| Commercial Transaction Refunds | Full Refunds |
|
| Partial Refunds |
| |
| Records Request | This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. | 10.00 SGD or other currency equivalent (per item) |
| Currency | Rate |
|---|---|
| Australian dollar | 2.00 AUD |
| Brazilian real | 4.00 BRL |
| Canadian dollar | 2.45 CAD |
| Czech koruna | 50.00 CZK |
| Danish krone | 12.50 DKK |
| Euro | 1.50 EUR |
| Hong Kong dollar | 15.00 HKD |
| Hungarian forint | 400.00 HUF |
| Israeli new shekel | 8.00 ILS |
| Japanese yen | 200.00 JPY |
| Malaysian ringgit | 10.00 MYR |
| Mexican peso | 20.00 MXN |
| Currency | Fee |
|---|---|
| New Taiwan dollar | 70.00 TWD |
| New Zealand dollar | 3.00 NZD |
| Norwegian krone | 15.00 NOK |
| Philippine peso | 100.00 PHP |
| Polish zloty | 6.50 PLN |
| Russian ruble | 60.00 RUB |
| Singapore dollar | 3.00 SGD |
| Swedish krona | 15.00 SEK |
| Swiss franc | 3.00 CHF |
| Thai baht | 70.00 THB |
| UK pounds sterling | 1.00 GBP |
| US dollar | 1.95 USD |
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