How to set up Tap to Pay on iPhone for accepting payments

Tap to Pay on iPhone is a helpful feature that businesses can leverage to accept contactless, in-person payments from almost anywhere — no extra fees or additional hardware needed.

As a business owner, you should have the freedom to accept in-person, contactless payments from almost anywhere with ease. Whether you’re taking your business on the road or setting up a stall at a neighbourhood market, accepting payments wherever your customer is, should be seamless so you can attract new shoppers and expand your customer base.

Enter Tap to Pay on iPhone and the Zettle by PayPal app, ready to help revolutionize the way you accept contactless payments from credit and debit cards, Apple Pay and other digital wallets.

This feature is especially important now that shoppers are looking for quick and convenient payment methods. As Juniper Research reported, mobile and wearable contactless payments are expected to increase 221% by 2027.¹ According to Visa, 41% of consumers plan to shift to digital-only payments within the next two years.²

Now, you can meet those shoppers with the experiences they crave by using Tap to Pay on iPhone. It’s quick and easy to get started with this contactless payment acceptance solution, available in the Zettle by PayPal app.

Learn how to use Tap to Pay on iPhone and set up this feature for your business.

What is Tap to Pay on iPhone?

Tap to Pay on iPhone lets you accept in-person, contactless payments on your iPhone — so you can accept payments almost anywhere you do business. In fact, you don't even need a store or office. You just need your iPhone and the Zettle by PayPal app to start accepting contactless payments on the go. No extra hardware needed.

What type of contactless payments, exactly? With Tap to Pay on iPhone, you can accept any form of contactless payment, including contactless debit and credit cards from Visa, Mastercard, and American Express. You can also accept Apple Pay as well as other digital wallets.

What are the benefits of Tap to Pay on iPhone?

Tap to Pay on iPhone can be a game-changing tool for growing businesses. Whether you have the best coffee shop in town, run a mobile dog grooming company, or make artisanal ice cream, Tap to Pay on iPhone gives you the power to accept payments right from your iPhone.

As you expand your business, Tap to Pay on iPhone can help you:

• Give your customers more ways to pay
• Sell in new places
• Say goodbye to additional hardware and cables
• Start using a safe and secure new payment acceptance method
• Acquire new customers and build trust
• Quickly and easily accept payments so you can continue investing in your passion

How does Tap to Pay on iPhone work?

No more fumbling with cash or a card reader. And no more paying extra fees just to process a new type of transaction. With Tap to Pay on iPhone, customers can simply pay with their contactless card, Apple Pay, and other digital wallets. Tap to Pay on iPhone also uses the built-in security features of iPhone to help keep your customer and business data safe.

Already using a point-of-sale (POS) solution to accept in-store payments? Simply complement it with Tap to Pay on iPhone, making in-person, contactless payments even easier to accept.

How to use Tap to Pay on iPhone

It’s easy to set up this new feature. Just pull out your iPhone and follow a few key steps to start accepting contactless payments right away:

• Make sure you’re working with the right Apple device. Tap to Pay on iPhone is supported by iPhone XS or newer devices and the latest iOS.
• Download the Zettle by PayPal app on your iPhone and sign up.
• Enable Tap to Pay on iPhone, by either starting a payment or via settings.
• The first time you start a Tap to Pay on iPhone payment you will be prompted to accept Apple's terms and conditions.
• Present the iPhone to the customer.
• Invite the customer to hold their contactless card horizontally or other device over the contactless symbol at the top of your iPhone.
• Once the “Approved" checkmark appears, the transaction is complete.
• The money will be collected and paid out to your PayPal balance directly.

Learn more with these Tap to Pay on iPhone FAQs.

Start accepting contactless credit card payments on iPhone

Growing a business from scratch takes a lot of work. You need tools that can streamline your sales and take your company to the next level. That’s why Tap to Pay on iPhone exists: to help you meet shoppers with a quick and painless payment experience.

The good news is getting started is simple. All you need is your iPhone, an internet connection, and the Zettle by PayPal app. Once Tap to Pay on iPhone is set up, you can start accepting contactless payments from almost anywhere.

Download the Zettle by PayPal iOS app to get started and learn more about how to use Tap to Pay on iPhone.