Here’s how PayPal Rewards work:

Scoop up your cash back offers

Get 1%, 2%, 5% cash back1 from top brands. We’ll apply your offers when you check out with PayPal. And we’ll let you know when they’re ready to redeem.

Get 5%

cash back

Choose your PayPal Debit Card monthly category—gas, groceries, and more—then get 5% cash back when you shop it.3 Spend anywhere Mastercard is accepted.2

Or earn up to 3% cash back

Earn 3% back on your PayPal purchases.4 And 1.5% back on other purchases. Use the PayPal Cashback Mastercard anywhere Mastercard is accepted. No annual fee.5 No impact to your credit score if you're declined.6

keep
secure

Do more with your PayPal Rewards

Spend, send, or save

Use points towards your next purchase.1 Redeem them for cash into your PayPal balance.7 Donate them. Or roll the cash back into a PayPal Savings account.8

The app is your hub

Find offers from top brands. Track your PayPal Rewards points. Redeem when you’re ready. Do it all in one smart place: the PayPal app.

Shop with confidence

Your transactions are encrypted. Plus, we never share your full financial info.

Frequently asked questions

More ways to pay and earn

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.