Small-to-Medium Business

PayPal pricing

Add the value of PayPal to your business—with no hidden fees and no monthly commitment.

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Credit and
debit card payments

Accept most major credit and debit card brands from across the globe with one of the world’s most trusted companies.
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Accept cards online

Our credit and debit card processing makes it simple and affordable for your business to accept payments online.

Includes the following payment methods:

MastercardMaestroDiscoverVisajcb

Online credit and debit card transaction fee1

2.59 %

+$0.49

per transaction


Take card payments in person

Whether you’re doing business in your store or on-the-go, PayPal makes it convenient to accept payments.

Includes the following payment methods:

MastercardMaestroDiscoverVisajcbamex logoApple PayGoogle Pay

PayPal Zettle POS credit and debit card transaction fee1

2.29 %

+$0.09

per transaction


Popular payment methods available only from PayPal

Provide a simple, convenient, and trustworthy payment experience familiar to our 400+ million active accounts worldwide.
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Accept online payments using PayPal

Let your customers use the PayPal payment options they prefer—and Seller Protection can help your business avoid chargebacks, reversals, and fees on eligible transactions.2

PayPalPaylaterPayPal with RewardsVenmoCheck out with Crypto

PayPal Digital Payments transaction fee1

3.49 %

+$0.49

per transaction


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61.00 % of PayPal users surveyed are more likely to buy when PayPal is present at checkout.3

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PayPal can help increase average order value by 30.00 %.4

Symbol eines nach oben zeigenden Pfeils

PayPal can help small and medium-sized businesses increase unplanned purchases by an average of 36.00 %.5

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3 out of 4 PayPal users surveyed are more likely to buy from an unknown merchant if they offer PayPal.6

Take in-person payments with your QR code

Avoid handling cash or cards by offering convenient contactless payment via your PayPal QR code.

PayPal QR Code

PayPal QR code fee1

2.29 %

+$0.09

per transaction


The one stop solution with more payment options

Transparent pricing with no monthly commitment. Here’s what’s included:

Manage risk

PayPal can help make the way you do business more secure.

  • Reliable security
    • Powerful fraud protection
    • Data-security (PCI) compliance coverage
  • Seller Protection for merchants on eligible transactions2
  • Chargeback Protection7
  • Dispute management

More payment options

Accept the most popular payment methods your customers use.

  • Global payment with single integration
    • 200+ markets
    • 100+ different currencies
  • Debit and credit cards
  • Payment methods available only from PayPal
  • Instant Transfer (Fees apply)
  • Payment links for getting paid remotely

Trust in PayPal

Do business backed by a company you and your customers can trust.

  • Used by over 400 million active accounts worldwide
  • Over 20 years experience helping businesses
  • 73.00 % of PayPal users surveyed agree that PayPal protects them against fraudulent activities​.3

Valuable resources for modern business

Add a range of resources such as chargebacks, instant transfer, a user-friendly dashboard, and more to your business toolbox.

Read more in our
Business Resource Center

Choosing a payment processing company

Choosing a payment processing company: common mistakes

Get tips to help avoid common mistakes when researching merchant services.

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17 questions for a payment processor

Choosing a payment processor can be overwhelming. Read up on important questions including credit card fees & more

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Get started with your Business account today or connect with a sales expert to learn more

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1 Fees are subject to change.

2 Available on eligible purchases. Limits apply.

3 Nielsen, commissioned by PayPal, Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions. Base n = 1,443 PayPal users.

4 Nielsen, commissioned by PayPal, Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 899 PayPal transactions & 851 non-PayPal transactions.

5 Nielsen, commissioned by PayPal, Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.

6 Nielsen Survey, Commissioned by PayPal, Nielsen Media Attitudinal Survey of USA (Feb 2023) with 3,999 recent purchasers (past 2 weeks) from large enterprise merchants, including 1,999 PayPal transactions & 2,000 non-PayPal transactions. Base n = 3,350 PayPal users.

7 Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments. Fees are subject to change. Terms and conditions

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.