From debit cards to fast access to business funding, apply for the financial solutions you need with the payments provider you trust. It all starts with a PayPal Business account.
The PayPal Business Debit Mastercard® lets you earn unlimited 1% cash back on eligible purchases1—without an annual fee or credit check.2 You can even spend your PayPal balance in stores and online.
PayPal Working Capital is primarily based on your PayPal Business account history.
Approved loans are funded in minutes
No credit check
Best for businesses that process payments with PayPal
Your business has had a PayPal Business or Premier account for 90 days or more.
You’ve processed at least $15,000 in PayPal sales in the last 12 months ($20,000 for Premier accounts).
Pay off any existing PayPal Working Capital loan before applying for another.
PayPal Business Loan is based on a full picture of your business.
Funding as soon as the next business day if approved4
Checking eligibility will not affect your consumer credit score5
Processing payments with PayPal not required
Your business must have an annual revenue of $33,300 or more.
You must be in business for at least nine months.
A PayPal Business account is required.
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